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Mountain View

Financial Planning & Investment Management Fees

Transparent, Fee-Only pricing for families in Columbia, Lexington, and the Midlands.

100% Fee-Only. No Hidden Commissions.

Ongoing Financial Planning & Investment Management

Best for: 

Accumulators & Professionals 

— No Minimum

Fee: 1.00% Per Year
(Deducted quarterly from portfolio)
 

- Cash flow and retirement planning
- Tax-efficient strategies
- Retirement income optimization
- Secure RightCapital portal 

- Roth IRA conversion planning
- Professional investment management
- Portfolio rebalancing & tax-loss harvesting
- Estate & charitable giving guidance

Retirement Planning & Investment Management

Best for:

Clients with $500k+

(typically 50+)

Fee: 0.85% Per Year
(Deducted quarterly from portfolio)

- All Tier 1 features
- More intensive retirement planning
- Tax-efficient retirement income strategies
- Access to outside professional investment managers if desired

Comprehensive Wealth Management 

Best for:

High-net-worth clients, $1.5M+ (typically 50+)

Starting Fee: 0.65% Per Year
(Deducted quarterly from portfolio)

- All Tier 2 features
- High-touch wealth management
- Access to outside professional investment managers if desired

- Access to hedge funds & private equity if desired

Pricing may be adjusted based on the complexity of individual situations. Please schedule a consultation to discuss your specific needs and receive a personalized proposal.

Specialized Services & Details: 

One Time Financial Plans & Hourly Financial Planning

For those seeking specific, one-time financial guidance—without committing to ongoing services—we offer one-time financial plans. These include free ongoing access to the RightCapital financial planning software.

 

We also offer hourly financial planning & investment advice for clients who prefer guidance on an as-needed basis.

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Using our sophisticated RightCapital financial planning software, we’ll model your current situation, explore “what-if” scenarios, and provide clear, actionable recommendations to help you make confident financial decisions.

Fixed Income Portfolio Management: 0.50% AUM. For clients seeking a conservative, income-focused strategy. 

Note: Investment management fees may be higher for clients with more complex situations.

Please schedule a consultation to discuss your specific needs, see if we are a good fit and receive a personalized proposal.

Explore how we can help you achieve your retirement goals

We Provide Full Transparency! No Hidden Fees.

We believe in the importance of full transparency when it comes to fees, which is why we offer a simple, straightforward fee structure that covers all aspects of our ongoing wealth management.

 

Our fee-only wealth management includes all retirement planning, income planning, tax planning, and investment management services.

HOW MUCH ARE YOU PAYING YOUR CURRENT ADVISOR?

How much do you actually pay your financial advisor?

What services are they providing you for the 1% AUM fee per year?

Does the fee include comprehensive retirement planning and tax advice?

Do they really beat their benchmarks over the long run, investing in individual stocks or expensive mutual funds?

Do they charge you any commissions on individual bonds and annuities?

Are you invested in mutual funds through your advisor?

What are the expense ratios of those funds?

Do you know the actual dollar amount you are being charged each year?

If you don't know, you owe it to yourself to find out. 

We are happy to do a free cost analysis of your current investments with no obligation or pressure to make a change. 
 

Let Us Help You Put Your Money Into Retirement, Not An Advisor's Pocket. 

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